Welcome to the second part of the November 20th Teleseminar Hosted by Joe Luckino co-founder of Money4Investors.com. Joe's guest is Tom Kish who is the president of CashFlowExperts.Biz and the creator of the Ultimate real Estate Investors guide, how to create wealth without using any of your own cash.

This part of the teleseminar deals with how important your credit score is to you and why you need a high score in everyday business.